It is not easy to become a benefactor of the Social Security disability benefits. There is a load of conditions and requirements you must fit, and a large number of documents you have to gather and send with your application form, I say forms because there will be several of those you will have to fill .
But before even taking application forms and everything else you will have to qualify for Social Security disability and there are strict qualifications that you have to pass:
You are disqualified if you reached your full retirement age because benefits achieved through it negate disability benefits. Retirement benefits that are achieved without full retirement age will lower the amount you get through Social Security disability benefits.
Enough Social Security credits are necessary in order to qualify for those benefits. Those credits must help you to pass both earnings tests, test about your recent work and test about length of work in last 10 years. It Is a sliding scale, less years you have less years is necessary. For those that are around 60 years old ( majority of Social Security applicants ) 5 years of work in last 10 years is necessary as well as at least 9 and half years spent in the service which is covered by Social Security.
Size of your benefits is determined by average of your lifetime earnings. That amount will be equal to pension benefits you would receive. Average SSDI benefit is 1 165 dollars, and highest paid benefit in 2015 is 2 663 dollars. Once you reach full retirement age your disability benefits will be turned into your pension benefits, you can’t get both, no one can. Sometimes your SSDI will be reduced if you receive some other kind of federal benefits.
Several members of your family may be eligible for percentage of your disability benefits. There are several classes of those that can become eligible for those benefits but in short: your spouse if she reached certain age or if she cares about children, your children if they are disabled as so on. For further info visit useful link.